Rent vs. Buy

A comprehensive analysis of home ownership versus renting, accounting for taxes, maintenance, and appreciation over 30 years.

Home Purchase

Home Price ($)

Down Payment (%)

Interest Rate (%)

Loan Term (Years)

Home Rent

Monthly Rent ($)

Rent Increase (%)

Ongoing Ownership Costs

Prop. Tax (%)

Maintenance (%)

Home Insurance ($)

HOA Fee ($/mo)

Market Assumptions

Home Appreciation (%)

Investment Return (%)

Used to calculate opportunity cost of the down payment.

Recommendation

calculations()[4].avgBuyMonthly < calculations()[4].avgRentMonthly ? 'Buy (5+ Years)' : 'Rent'

Stay	Avg Buy	Avg Rent